A: Hey honey, how was your day?
B: It was alright. I ran into Billand we got to talking for a while He’s in a bit of a jam.
A: Why? What happened?
B:Well, his son had an accident and Billdoesn’t have health insurance. This really got me thinking, and I wondered if we shouldn’t
look into a couple of different HMO’s.
A:Yeah, you’re right. We aren’t getting any younger and our kids are getting older.
B: Exactly! I searched onthe web and found a couple of HMO’s with low co pays and good coverage. The deductibles are low, too.
A:Sounds good, although, do you think we can qualify for insurance? Those insurance companies are real pirates when it comes to money.
B:Well, we don’t have any pre existing illnesses or conditions, so we should be fine.
A:I wish our company or country provided us with healthcare.
B:Not in a million years!
HMO:卫生维护组织（Health Maintenance Organization）
deductibles [di'dʌktəblz] n. 自付额 [保险]免赔额（deductible 的复数）；自付额
coverage 保险范围 include your insurance plan
co-pay 付费；自付率
qualify for 受到…… ; 有……资格 ˈkwɑːlɪfaɪ fɔːr/ cant user Academic
pirate [ˈpaɪrət]n.海盗；海盗船；侵害版权者 v.掠夺
when it comes to 说到 ; 当提到
we got to talking for a while
got me thinking
pre existing illnesses : have right now