165 Asking For A Loan

B:Hello Sir may I help you?                                                                                                            
 A:Yes. I would like some information for requesting a loan.                                                                            
 B:Very well, here are the general terms of our loan policies. We pride ourselves in having the lowest interest rate in the country     
 for personal loans.                                                                                                                    
 A:I see. So let me get this straight. If I borrow let’s say, ten thousand dollars, how much will I have to pay each month?             
 B:It depends on how long you take to pay it back. If we lend you ten thousand dollars at an annual interest rate of ten percent for    
 forty eight months,you would have to pay each month a portion of the  loan which is called the principal and another small portion of  
 the annual interest rate.   This of course is considering that you don’t default on a payment!                                         
 A:It sounds good but, there is just one problem. I have a terrible credit score.                                                       
 B:That is a very serious problem you see, the bank must assess your personal information, past loans, assets and any other relevant    
 information such as your credit score in order to approve your loan.                                                                   
 A:You know what? I don’t really need the money. Thanks anyways!

Loan 贷款 ; 借款 ; 贷给 ; 被借出 ; 借出 ; 借出                                             
 general terms 通用条款 ; 通项                                                              
 terrible credit score                                                                      
 score [skɔr]    n.成绩；比分；总谱；伤痕     v.评分                                        
 annual [ˈænjuəl]    n.年报；年鉴；年刊；一年生植物     adj.每年的                          
 a portion of  [ˈpɔːrʃ(ə)n] 一部分 ; 一份                                                   
 principal /ˈprɪnsəpl/ 主要的 ; 最重要的本金                                                
 policy  : rude                                                                             
 Loan 贷款 ; 借款 ; 贷给 ; 被借出 ; 借出 ; 借出                                             
 to borrow :借;(向…)借贷;引用，借用                                                         
 given  : I don't have to get it back 中学老师有讲啦                                        
 Can you borrow me some money . wrong                                                       
 Can you lean me some money                                                                 
                                                                                            
 interest rate 利率   [reɪt]                                                                
 to default   [dɪˈfɔlt]    n.违约 默认；缺省  不能还钱能力                                  
 let me get this straight 直说 [streɪt]                                                     
 relevant [ˈreləvənt]    adj.紧密相关的；切题的                                             
 assess 评估 ; 评定  /əˈses/                                                                
 pay it back                                                                                
 We pride ourselves in   自己觉得 brod jiaoyao                                              
 olive [ˈɑlɪv]    n.橄榄；油橄榄                                                            
 approve    美: [əˈpruv]    v.批准；赞成；同意                                              
 misunderstood [ˌmɪsʌndərˈstʊd]    adj. 被误解的，不为人理解的    v. 误解