“173 Preparing a Budget”的版本间的差异
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<pre> | <pre> | ||
| + | A: Welcome Mr and Mrs Carnwell, please take a seat. | ||
| + | B: Thank you. | ||
| + | A: So I understand that your family spending has skyrocketed and you want to start budgeting. | ||
| + | C: Yes thats correct. Frankly speaking our household income is relatively high and we have never had any money problems, but I think this is the main reason as to why our | ||
| + | spending has gone out of control. | ||
| + | B: We have two kids and with allowances, paying their credit cards, ours and not to mention our mortgage and car payments. With the recent economic downturn, my husband’s | ||
| + | business has suffered and now we need some advice as to how we can prepare a family budget. | ||
| + | A: I see. Well you have come tothe right place. First what we need to do, is determine your cash flow. Knowing how much money is coming in will help us allocate spending to | ||
| + | different categories such as mortgage, education, groceries, etc. | ||
| + | B:Yes that makes sense. | ||
| + | A: Secondly, I need you to bring all of your receipts for the last two to three months. That way, we can determine what your average expenditures are and see which category | ||
| + | you are spending money on the most. Usually, your fixed costs are higher and we can't do much about that, but we can usually trim your variable costs such as entertainment or | ||
| + | clothing. | ||
| + | C: Great! We will do that then! Now how about we treat you to a nice dinner? | ||
| + | A: That’s another thing. If you really want to stop spending so much money, throw away at least half of your credit cards! | ||
| + | |||
| + | household income 家庭收入 | ||
| + | relatively US: [ˈrelətɪvli] adv.相当程度上；相当地 | ||
| + | allowances /əˈlaʊ.əns/ 津贴 ; 补贴 ; 补助 ; 免 | ||
| + | economic downturn 经济衰退 ; 经济低迷 the opposite would be an economic boom | ||
| + | determine /dɪˈtɝː.mɪn/ 确定 ; 测定 ; 决定 ; 决定 | ||
| + | allocate 分配 ; 拨… ; 划… /ˈæl.ə.keɪt/ | ||
| + | category US: [ˈkætəɡəri] n.类别；类目 | ||
| + | expenditures 开支 ; 费用 ; 消费 ; /ɪkˈspen.də.tʃɚ/ | ||
| + | trim US: [trɪm] adj.苗条的；修长的 削减 | ||
| + | variable US: [ˈveriəb(ə)l] n.变量；可变因素；可变情况 adj.多变的；易变的 | ||
| + | |||
| + | combined 联合的 ; 共同的 ; 总共的 /kəmˈbaɪnd/ | ||
| + | |||
| + | brag US: [bræɡ] 吹牛 v.吹嘘；自吹自擂 adj.第一流的 | ||
| + | |||
| + | phrases in this dialogue related to budgeting | ||
| + | |||
household income 家庭收入 | household income 家庭收入 | ||
2024年8月1日 (四) 09:21的最新版本
A: Welcome Mr and Mrs Carnwell, please take a seat.
B: Thank you.
A: So I understand that your family spending has skyrocketed and you want to start budgeting.
C: Yes thats correct. Frankly speaking our household income is relatively high and we have never had any money problems, but I think this is the main reason as to why our
spending has gone out of control.
B: We have two kids and with allowances, paying their credit cards, ours and not to mention our mortgage and car payments. With the recent economic downturn, my husband’s
business has suffered and now we need some advice as to how we can prepare a family budget.
A: I see. Well you have come tothe right place. First what we need to do, is determine your cash flow. Knowing how much money is coming in will help us allocate spending to
different categories such as mortgage, education, groceries, etc.
B:Yes that makes sense.
A: Secondly, I need you to bring all of your receipts for the last two to three months. That way, we can determine what your average expenditures are and see which category
you are spending money on the most. Usually, your fixed costs are higher and we can't do much about that, but we can usually trim your variable costs such as entertainment or
clothing.
C: Great! We will do that then! Now how about we treat you to a nice dinner?
A: That’s another thing. If you really want to stop spending so much money, throw away at least half of your credit cards!
household income 家庭收入
relatively US: [ˈrelətɪvli] adv.相当程度上；相当地
allowances /əˈlaʊ.əns/ 津贴 ; 补贴 ; 补助 ; 免
economic downturn 经济衰退 ; 经济低迷 the opposite would be an economic boom
determine /dɪˈtɝː.mɪn/ 确定 ; 测定 ; 决定 ; 决定
allocate 分配 ; 拨… ; 划… /ˈæl.ə.keɪt/
category US: [ˈkætəɡəri] n.类别；类目
expenditures 开支 ; 费用 ; 消费 ; /ɪkˈspen.də.tʃɚ/
trim US: [trɪm] adj.苗条的；修长的 削减
variable US: [ˈveriəb(ə)l] n.变量；可变因素；可变情况 adj.多变的；易变的
combined 联合的 ; 共同的 ; 总共的 /kəmˈbaɪnd/
brag US: [bræɡ] 吹牛 v.吹嘘；自吹自擂 adj.第一流的
phrases in this dialogue related to budgeting
household income 家庭收入
relatively US: [ˈrelətɪvli] adv.相当程度上；相当地
allowances /əˈlaʊ.əns/ 津贴 ; 补贴 ; 补助 ; 免
economic downturn 经济衰退 ; 经济低迷 the opposite would be an economic boom
determine /dɪˈtɝː.mɪn/ 确定 ; 测定 ; 决定 ; 决定
allocate 分配 ; 拨… ; 划… /ˈæl.ə.keɪt/
category US: [ˈkætəɡəri] n.类别；类目
expenditures 开支 ; 费用 ; 消费 ; /ɪkˈspen.də.tʃɚ/
trim US: [trɪm] adj.苗条的；修长的 削减
variable US: [ˈveriəb(ə)l] n.变量；可变因素；可变情况 adj.多变的；易变的
combined 联合的 ; 共同的 ; 总共的 /kəmˈbaɪnd/
brag US: [bræɡ] 吹牛 v.吹嘘；自吹自擂 adj.第一流的
phrases in this dialogue related to budgeting
spending has sky rocketed
fixed costs 固定成本 (想起固定格式)
So we have many expenditures at my house.
Among them, we have the car, the rent, healthcare, things like that.\\
Now $10 doesn't even buy you a ticket to the movie.
